Effective Date: April 23, 2026 · Last Updated: April 23, 2026
Zentra Capital Group operates this online platform (the "Site"). This Privacy Policy describes how we collect, use, share, and protect the personal information of visitors and users of our Site. By accessing or using our Site, you agree to the practices described in this policy. If you do not agree with any of the terms set forth herein, please do not use our services.
This policy applies to all information collected through our Site, emails, text messages, and any other electronic communications sent through or in connection with our services.
We collect different types of information when you interact with our Site. The personal information we may collect includes, but is not limited to:
Information you provide: full name, email address, phone number, mailing address, financial information such as income, requested loan amount, approximate credit history, employment status, banking information, and any other information you voluntarily provide when completing forms on our Site.
Automatically collected information: IP address, device type and operating system, browser type and version, pages visited and time spent, referral URL, unique device identifiers, approximate geolocation data, and information collected through cookies, web beacons, and similar tracking technologies.
Usage information: we log data about how you interact with our Site, including the pages you visit, the links you click, the date and time of your visits, and other diagnostic and usage information.
We use the information collected for the following purposes:
Lender connection: the primary use of your information is to connect you with independent third-party lenders in our network who may offer you loan products that fit your needs. By submitting your information, you authorize Zentra Capital Group to share your data with these lenders.
Communications: we may use your contact information to send you communications related to your inquiry, including emails, text messages, and phone calls regarding loan offers and related financial services.
Service improvement: we analyze usage data to improve the functionality of our Site, optimize user experience, develop new features, and personalize the content we show you.
Legal compliance: we may use your information to comply with applicable legal obligations, resolve disputes, enforce our agreements, and protect our legal rights.
Lending partners: with your consent, we share your personal information with independent third-party lenders in our network for the purpose of connecting you with loan offers. Once your information is shared with a lender, the use of that information will be subject to that lender's privacy policy. This authorization does NOT include SMS consent data or text messaging originator information, which are expressly excluded from any disclosure to lenders.
Service providers: we may share your information with external service providers who help us operate our Site, including web hosting, data analytics, email processing, customer service, and marketing services.
Legal requirements: we may disclose your information when we believe in good faith that disclosure is necessary to comply with the law, a court order, legal process, or government request; protect the safety of any person; prevent fraudulent or illegal activities; or protect the rights, property, or safety of Zentra Capital Group.
Business transfers: in the event of a merger, acquisition, reorganization, asset sale, or bankruptcy, your personal information may be transferred as part of such transaction. We will notify you of any changes in ownership or uses of your personal information.
No mobile information, SMS opt-in data, text messaging consent, or phone numbers collected specifically for SMS purposes will be shared with third parties, affiliates, business partners, lenders, or service providers for marketing or promotional purposes under any circumstances. This category of information is expressly excluded from all other disclosures described in this policy. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. SMS consent data is used exclusively to send messages directly from Zentra Capital Group to the user who provided consent.
To unsubscribe from SMS, reply STOP to any message received. For help, reply HELP. Message and data rates may apply. Message frequency varies.
We retain your personal information for as long as is reasonably necessary to fulfill the purposes for which it was collected, including the satisfaction of any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process your data and whether we can achieve those purposes through other means, as well as applicable legal requirements.
Once your personal information is no longer needed, we will securely delete or anonymize it. If immediate deletion is not possible (for example, because your information has been stored in backup archives), we will securely store your information and isolate it from any further processing until deletion is possible.
Depending on your place of residence, you may have certain rights regarding your personal information. For California residents, the California Consumer Privacy Act (CCPA) grants the following rights:
Right to know: you have the right to request that we disclose what personal information we have collected, used, disclosed, and sold about you during the past 12 months.
Right to delete: you have the right to request the deletion of your personal information that we have collected, subject to certain exceptions provided by law.
Right to opt out of sale: you have the right to opt out of the sale of your personal information to third parties. You may exercise this right by contacting us directly.
Right to non-discrimination: we will not discriminate against you for exercising any of your rights under the CCPA. We will not deny you goods or services, charge you different prices, or provide you with a different level of service for exercising your privacy rights.
To exercise any of these rights, please contact us at support@zcapitalg.com. We will verify your identity before processing any request.
Our Site uses cookies and similar tracking technologies to enhance your browsing experience and collect information about how you use our Site.
Session cookies: these are temporary cookies that are deleted when you close your browser. We use them to maintain your active session while browsing our Site and to remember your information during a single visit.
Analytics cookies: we use analytics cookies to collect information about how visitors use our Site, including the number of visitors, the most visited pages, and time spent. This information helps us improve the performance and usability of our Site.
Third-party tracking: our Site may include third-party tracking components, such as Google Analytics and other analytics and advertising tools. These third parties may use cookies and similar technologies to collect information about your online activities. Zentra Capital Group does not control the tracking practices of these third parties, and we recommend that you review their respective privacy policies.
You can configure your browser to reject all cookies or to alert you when a cookie is being sent. However, if you disable cookies, some features of our Site may not function properly.
Our Site and services are not directed at individuals under 18 years of age. We do not knowingly collect personal information from minors under 18. If you are a parent or guardian and become aware that your child has provided us with personal information, please contact us at support@zcapitalg.com. If we discover that we have collected personal information from a minor under 18 without verification of parental consent, we will take steps to remove that information from our servers immediately.
The security of your personal information is important to us. We implement industry-standard technical, administrative, and physical security measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include data encryption via SSL/TLS protocol, restricted access controls, regular monitoring of our systems, and staff training in information security.
However, no method of transmission over the Internet or method of electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. Any transmission of information is at your own risk.
We reserve the right to update or modify this Privacy Policy at any time without prior notice. We will post any changes on this page and update the "Last Updated" date at the top of the document. We recommend that you periodically review this Privacy Policy to stay informed about how we protect your information.
Your continued use of the Site after the posting of any modifications to this Privacy Policy constitutes your acceptance of such changes. If we make material changes to the way we treat your personal information, we will make reasonable efforts to notify you, either through a notice on our Site or by email.
If you have questions, comments, or concerns about this Privacy Policy or our data handling practices, please do not hesitate to contact us:
Zentra Capital Group
Email: support@zcapitalg.com